113号元素-不冻港

living conditions of people all over the world would sharply descend as soon as financial crisis breaks out if nothing is done to heal 治愈the golobe economic system.
the latest one broke out months ago from the US and has been spreading quickly to China, the largest developing country in the world,where thousands of plants along the eastern coastal cities have bankrupted since the crisis broke out.
The threat of impending 即将到来financial disaster concentrates political minds wonderfully. On Thursday a group of Congressional leaders heard Hank Paulson汉克保尔森, the Treasury secretary, and Ben Bernanke, the Federal Reserve chairman, paint a dire economic scenario严峻的经济情况 if they did not approve a more sweeping remedy补救措施 for the financial crisis. Student and car loans, not just mortgages抵押贷款, would all be harder to get. The economy would sink into a severe recession衰退.

The recent upheaval in the financial sector has some people in a panic, most people bewildered, and others busy aiming their pointer fingers at whomever they think is guilty of doing something that contributed to this problem. The presidential candidates are in the latter category. They aren’t quite sure what to do or what to say, but that doesn’t stop them from saying something, anyway.
John McCain made a decisive statement, attempting to show leadership, but his statement was not a very smart one. Barack Obama, by contrast, simply blamed Republicans.
Few things are as simple as politicians make them seem in an election year. Political candidates succeed by issuing pointed statements that are easy to understand and that connect with voters; truth and accuracy are not the primary concerns.
The important thing right now is to figure out what actually happened in the financial sector, and fix things so it can’t happen again. We must ignore the tremendous amount of speculation about what “might” happen, and the doom and gloom soothsayers who tell us that the sky is falling or that the end of the world draweth nye.
Because of its complexity the current financial situation invites simple political messages that connect with voters; it does not lend itself to full explanations that illuminate.
So, when Sen. Obama says that “it’s the Republicans’ fault,” he is expressing a simple idea that a lot of people buy into, but doesn’t explain anything. It is a silly oversimplification unworthy of a man who would be President. It appeals to emotional prejudices and ignores inconvenient realities, and most important of all, it is just plain wrong.
When Sen. McCain suggested that Securities and Exchange Commission head Christopher Cox didn’t do his job, and if he were president he would fire Mr. Cox, the Senator didn’t offer specifics. We’ll know more about Mr. Cox’s role as time passes and we learn more of the details, and can then judge if Mr. McCain’s simple message to voters about firing Chris Cox was
a proper evaluation of the situation.
Sen. Obama described the current agony as "the most serious financial crisis since the Great Depression,” ignoring all the recessions since then, even the ones in the 80s and the one following the 9-11 attacks, both arguably more serious crises. Of course, it remains to be seen just how serious this problem will ultimately be, but given Mr. Obama’s abysmal understanding of things economic, we would do well to take his prognostications with a grain of salt.
The root of this problem is the housing market’s subprime loan crisis. A subprime loan is a loan made to someone who under normal circumstances would not qualify for a loan, based upon their income and their ability to make payments. That begs the question: Why would a bank make a loan to someone it believes is unable to make the payments?
The Community Reinvestment Act (CRA) was given life during the Carter administration, and empowers four federal financial supervisory agencies to oversee the performance of financial institutions in meeting the credit needs of their entire community, including low- and moderate-income neighborhoods. Whenever an institution wants to make virtually any change in its business operation, such as merging, opening up a new branch, or getting into a new line of business, it must first prove to regulators that it has made ample loans to the government's preferred borrowers, those in low- and middle-income neighborhoods who normally would not qualify for a loan. Lenders with low ratings can be fined by the government.
The Carter administration used tax dollars to fund numerous "community groups" that helped the government enforce the CRA by filing petitions against banks whose “cooperativeness” didn’t measure up, and sometimes stopping their efforts to expand their operations. Banks responded by giving money to the community groups and by making more loans. One of those organizations was the Association of Community Organizations for Reform Now (ACORN). An active associate of ACORN in the 90s was a young public-interest attorney named Barack Obama.
So, starting in 1977 the federal government began “encouraging”—perhaps “strong-arming” is a more accurate term—banks to make loans to people to whom they normally would not make a loan, and in 1995 the Clinton administration pushed through revisions to the CRA that substantially increased the number and amount of these loans.
All of the bad loans weren’t caused by the CRA, of course, but billions of dollars in CRA loans did go bad, as should have been expected. When Fannie Mae and Freddie Mac came along and made it possible for banks to escape the risk associated with these ill-advised loans, conditions were just right for a large portion of the banking industry, even institutions that did not fall under the CRA, to become involved in making loans to unqualified borrowers, and banks participated in big numbers.
The federal government’s fingerp
rints are all over this crisis, and the Democrats who are today so righteously indignant and blaming the administration are at least as guilty as the Republicans.
James H. Shott, a resident of Bluefield, Va., is a Bluefield Daily Telegraph columnist. He blogs at Observations.

financial crisis 金融危机 Federal Reserve 美联储
real estate 房地产 share 股票 valuation 股价 equity market 股市
shareholder 股东 macroeconomic 宏观经济 saving account 储蓄帐户
go under 破产 take a nosedive （股市）大跌 tumble 下跌
big macs,big/large-cap stock,mega-issue 大盘股
offering,list 上市 bourse 证交所 corporate champion 龙头企业
Shanghai Exchange 上海证交所 pension fund 养老基金
mutual fund 共同基金 hedge mutual fund 对冲式共同基金
underwriter 保险商 government bond 政府债券
budget 预算 deficit 赤字 delist 摘牌 mongey-loser 亏损企业
inventory 存货 traded company,trading enterprise 上市公司
stakeholder 利益相关者 transparency 透明度
market fundamentalist 市场经济基本规则 damage-contral machinery 安全顾问
efficient market 有效市场 intellectual property 知识产权
opportunistic practice 投机行为 entrepreneur 企业家
cook the book 做假帐 regulatory system 监管体系
portfolio 投资组合 money-market 短期资本市场 capital-market 长期资本市场
volatility 波动 diversification 多元化 option 期权
call option 看涨期权 put option 看跌期权
merger 并购 arbitrage 套利
Securities and Exchange Commission 〈美〉证券交易委员会
dollar standard 美元本位制 bad debt 坏帐 fiscal stimulus 财政刺激
a store of value 保值 transaction currency 结算货币 forward exchange 期货交易
intervention currency 干预货币 Treasury bond 财政部公债 current-account 经常项目
pickup in rice 物价上涨 Federal Reserve 美联储
inflation 通货膨胀 deflation 通货紧缩
tighter credit 紧缩信贷 monetary policy 货币政策
foreigh exchange 外汇 spot transaction 即期交易
forward transaction 远期交易 option forward transaction 择期交易
swap transaction 调期交易 quote 报价
settlment and delivery 交割 buying rate 买入价 selling rate 卖出价
spread 差幅 contract 合同 at par 平价
premium 升水 discount 贴水
direct quoation method 直接报价法 indirect quoation method 间接报价法
dividend 股息 domestic currency 本币
floating rate 浮动利率 parent company 母公司 credit swap 互惠贷款
venture capital 风险资本 book value 帐面价值 physical capital 实际资本
IPO(initial public offering) 新股首发；首次公开发行
job machine 就业市场welfare capitalism 福利资本主义
collective market cap 市场资本总值 golbal corporation 跨国公司
transnational status 跨国优势 transfer price 转让价格
consolidation 兼并 leverage 杠杆
file for ban
kruptcy 申请破产 bailout 救助
take over 收购 buy out 购买(某人的)产权或全部货物
falter 摇摇欲坠 on the hook 被套住
shore up confidence 提振市场信心 stave off 挡开, 避开,
liquidate assets 资产清算 at fire sale prices 超低价
sell-off 证券的跌价
艾滋病
怎样与艾滋病斗争(how to guard against AIDS)
Aids has become one of the most terrifying desease in todays's has been caculated that if we don't take measures soon enough,the hole human race will be under siege!
To fight against Aids,we definitely need to work together,basicly,
we shall realize first of all,this kind of desease is never too far from ourselves,it is eccencial for every one of us to learn about neccesary ways to prevent it from happening.
People who had been infected should not never be regarded as criminals,in fact, many of them are just harmless as we this case,any forms of discrimination shall be regarded as illegal.
Furthermore, we must solve the problem through global cooperation,
only if we stick together,can we possibly give Aids a final strike.

Global estimates of the AIDS epidemic this year were revised to 33.2 million, down 6.3 million from 39.5 million projected last year, due to improved data gathering, according to AIDS experts at the United Nations and World Health Organization.
An estimated 2.5 million people became newly infected this year, and 2.1 million died of the blood-borne virus, spread through sex, drug use and mother-to-child transmission, the agencies said.

Stigma 歧视 and Discrimination is the theme of the 2003 World AIDS day. In many parts of the world, discrimination prevents people who are known to have HIV from securing a job or caring for their families. Discrimination can cause isolation and（排斥）people who have HIV and AIDS. This can prevent people from being offered or seeking the treatment which could save their lives.

The Red Ribbon is an international symbol of AIDS awareness that is worn by people all year round and particularly around world AIDS day to demonstrate care and concern about HIV and AIDS, and to remind others of the need for their support and commitment. Then fold at the top into an inverted "V" shape and put a safety pin through the centre which you use to attach the ribbon to your clothing.

AIDS, stands for Acquired Immune Deficiency Syndrome, is a deadly disease. It malfunctions the human body's defence system, making the infected person extremely vulnerable to diseases, and eventually cause death.
AIDS can be spread in many ways, but the main medium is through having unprotected intercourse with an infected person. Apart from that, AIDS can spread from mother to new born baby, or sharing of needles共用针头, shaving blades刮胡子刀片, or any means of blood contact. Once infected, it may take years for the person to notice, and in these years, the infected person may not know and can infect many more, who
in turn go and infect others, just like an exponential growth.

提纲
首先你应该知道1st DEC: world AIDS day
还有就是: twist red band AIDS 的红丝带
1.1st DEC is the world AIDS day. This disease has cought our more and more attenstion. why? not only because in modern countries, more and more people are suffering from it. In Affrica, there are evern more and they can't get any help. And of course you should explain what is AIDS anyway.
should state what we have achieved in fighting AIDS. Lots of things have been done of course.
3. However, you should point out that there are still a long way ahead. So what is your suggestion of the next step to take.
4. Finally, conclude your opion critically.

奥运会
"The Games of the 29th Olympiad in 2008 are awarded to the city of Beijing."

The International Olympic Committee selected the Chinese capital as the 2008 host in Friday's vote during Juan Antonio Samaranch's last IOC session as attraction of staging the Games in a country which has the world's largest population, as well as huge economic potential, won the IOC's heart.

Beijing defeated four other bidding cities, including Toronto and Paris, to secure the country's first-ever Olympics. Osaka was the first city to go out, and it only took one more round for Beijing to win the Olympic race.

The announcement, read out by the 81-year-old Samaranch, was answered with wild jubilation from the Chinese delegation in Moscow, and with fireworks in senior member Kim Un-Yong said after the voting that Beijing deserved the Olympic Games.

"Beijing is capable of staging a great Olympic Games," said the 71-year-old South Korean. "The result wasn't a surprise to me."

With the motto "New Beijing, Great Olympics", Beijing promises to host a "Green Olympics", a "Hi-tech Olympics" and the "People's Olympics".
The 3,000-year-old city is becoming a truly international city and showing a new, vigorous image through its ongoing economic reforms.

Beijing enjoys the widest popular support among the five bidding cities. A Gallup opinion poll commissioned by the government showed 94.9 percent of the public in favor of it. The IOC's own surveys found support even higher. The Chinese government has pledged to spend 20 billion U.S. dollars building sports complexes and refurbishing the Beijing infrastructure. There are plans for a new exhibition center with twin skyscrapers that could be taller than any in the world.

奥运基本词汇
北京奥运全程 Beijing Olympic Games
鸟巢 Bird's Nest 现在简称 nest
水立方 The Water Cube 也就是国家游泳中心（National Swimming Center）
主题 One world One Dream 奥运会选拔赛Olympictrial
国际奥委会InternationalOlympicCommittee
奥运会会歌OlympicAnthem奥运火炬Olympictorch
奥运会代表团Olympicdelegation奥运村Olympicvillage
组委会organizationcommittee
开幕式opening
ceremony闭幕式closingceremony
吉祥物mascot颁奖台podium
其次，我们通过一些句子来增强对奥运会的了解。
TheinternationalOlympicCommitteeconstituteditselfon23rdJune1894.国际奥委会于1894年6月23日成立。
TheOlympicsymbol,thefiveinterlockingrings,representstheunionofthefivecontinentsandthemeetingoftheathletesoftheworldattheOlympicGames.奥林匹克的标志是五个相连的圆环，它代表着五大洲的团结和全世界运动员在奥运会上相聚一堂。
TheofficiallanguagesoftheIOCareFrenchandEnglish.国际奥委会的官方语言是法语和英语。
TheOlympicflameisasymbolreminiscentoftheancientOlympicGames.奥运圣火是人们缅怀古代奥运会的象征。
TheOlykeplaceeveryfouryears.奥运会包括夏季奥运会和冬季奥运会，它们都是每四年举办一次。
TheOlympicGamesshallbeproclaimedopenbytheHeadofStateofthehostcountry.奥运会由东道国国家元首宣布开幕。
Thedelegationparadeinalphabeticalorderaccordingtothelanguageofthehostcountry,exceptforGreece,whichleadstheparade,andforthehostcountrywhichbringsuptherear.代表团按东道国语言文字的字母顺序入场。希腊和东道国例外，希腊代表团第一个入场，东道国代表团最后一个入场。
地震
In the sound of the whistle, the May meeting of rain and tears. This is a sad moment: the mothers, fathers, sons, daughters, wives, husbands, lovers, teachers, students, friends, colleagues, neighbours… ... to at 14:28 on May 12 before the dull, busy, hope , Disappointed, sad, happy…… those beutiful days.
Today's Wenchuan Festivals, it is only a short farewell. Life, not just breathing and heartbeat. Man's bitterest sorrows are separation and death not the lives of the border. Pro-people did not leave, everything will continue. In the ruins of the baby crying sound, called a "Wenchuan" new life, born today.
在悠远的汽笛声中垂首默立，任5月的雨水和泪水交汇。这是挥别的一刻：向母亲、父亲、儿子、女儿、妻子、丈夫、恋人、老师、学生、朋友、同事、邻居……；向5月12日14时28分前的平淡、忙碌、盼望、失望、忧愁、欢喜……那些美丽的温馨日子。
今天的汶川祭奠，一定也只是短暂的告别。生命，并非仅仅是呼吸和心跳。生离死别，不是生命的边界。亲人们没有离去，一切都将延续。在废墟上嘹亮的婴儿啼哭声里，一个叫做“汶川”的新生命，今天降生。
汶川地震感想作文 6
May
12, 2008, let us all Chinese people always remember this day for it, our "national calamity," the history of the Chinese nation, engraved too many disasters, but never the candidate of our national glories , One of the disaster, and again before loading the line, then let us bury the grief of all good, clean up all the ruins, was once their homes on the land, rebuild our homes, to live boldly, to live On a good living.
2008年5月12日，让我们所有中华儿女永远记住这一天吧，我们的“国难日”，中华民族的历史本上，铭刻了太多的灾难，但这永远也难掩我们民族的辉煌，一次次的灾难，一次次的负重前行，那么就让我们掩埋好所有的悲痛，清理干净所有的废墟，在曾经是家园的土地上，重建我们的家园，勇敢地活下去，能活，就好好活。
汶川地震感想作文 5
Broken heart, tend to become very fragile, post-disaster reconstruction, the firm has become particularly important, three minutes after we wiped away tears, we can not Zaiku, to bravely live, because their relatives in heaven We watched, Tongbuyusheng, sad to tactic is not their wish to see, good to live in, they are to our expectations, think about this, it has the ruins to life for the life of the mother, "Dear Baby, if Can you live, to keep in mind that mother love you "; think that in order to save the expense of four children and teachers, we go to these family members, in their own lives to give us an opportunity to a live, To them, we have to live better.
破碎的心，往往会变得相当脆弱，灾后重建，坚强就变得尤其重要，三分钟过后，我们要擦干眼泪，我们不能再哭，要勇敢地活下去，因为亲人会在天堂看着我们，痛不欲生、伤心欲诀不是他们想看到的，好地地活下去，是他们对我们的期望，想一想，那废墟中以已命换子命的母亲，“亲爱的宝贝，如果你能活下去，要记住，妈妈爱你”；想一想那为了救四个孩子而牺牲了的老师，我们的走了的这些亲人，用自己的生命给我们争来了活的机会，为了他们，我们也要活的更好。
汶川地震感想作文 4
The deceased have to, toward the heaven, where there will be no more disasters, there will be no more tears, but for those who survived the disaster in the compatriots, alive to become a challenge, let them in an instant disaster Separated from the experience of life and death, the mother and son have deep moods, once the husband and wife loved each other, but now they had to be parting, the two separated, disaster, not only their physical destruction, destruction of their soul, flesh wounds over time slowly healing, can be the soul of grief, but not so far recovered pieces, post-quake reconstruction of their homes can, we can even build their homes more beautiful, but for us, more important is how to build their own spiritual home, how to ask The soul-deep scars.

逝者已去，奔向了天堂，那里不会再有灾难，不会再有泪水，但对于那些在灾难中幸存下来的同胞来说，活着就变成了一种挑战，灾难让他们在瞬间体验了生死离别，曾经的母子情深，曾经的夫妻恩爱，转眼却已阴阳两隔，灾难，不仅摧残了他们的肉体，更摧残了他们的灵魂，肉体的伤口会随着时间而慢慢地愈合，可心灵的伤痛，却远没有那么块痊愈，地震后的家园可以重建，我们甚至可以把家园建设的更加漂亮，但是对于我们来说，更重要的是如何建设自己的精神家园，如何抚平那心灵深处的创伤。
汶川地震感想作文 3
We all Chinese people, is a lifelong hard to forget the day, because today is the "national crisis," Sadness Wenchuan, the country was sad, we use such a way, to commemorate those in earthquake In the passing away of relatives, we used this as a way for them came in on the road toward heaven, I hope they will be well all the way, when they look back at the earth, will see tens of thousands of their compatriots hand-foot - , Look up to the sky pray for them, so they will not be alone, not lonely。
对于我们所有中国人来说，都是一个终生难忘记的日子，因为今天，是我们的“国难日”，悲情汶川，举国志哀，我们用这样一种方式，来纪念那些在地震中逝去的亲人，我们用这样的一种方式，为他们招魂，在奔向天国的路上，希望他们能够一路走好，当他们回头遥望故土大地时，会看见成千上万的他们的同胞手足，在仰望苍穹为他们祈祷，所以他们不会孤独、不会寂寞。
作文一篇
On May 12th ,a powerful earthquake measuring 7.8 on the Richter Scale has attacked the village which was called Wenchuan in Sichuan Province.
I fell very distressed that when I saw the pictures .The whole villages were wiped out by the terrible earthquake. Hundreds of people lost their lives or were rendered homeless. But fortunately, millions of people home or broad have given freely in response to the appeal for the victims of the earthquake.
I hope all of us can try our best to help the victims out of this terrible disaster as soon as possible.
作文二篇
With the help of the such a large love,we will over come the damage of the earthquake and face our beautiful future!
May 12th is an ordinary day in 2008,itis in this day that shocking earthquake happened in Sichuan province, earthquake destroyed nearly everything in Wenchan county Sichuan province. It was can't describle the scene what we saw with any nds of people were injured even died. And thousands of children became such unlucky ones who lost fathers or mothers , they longed to have families to continue their lives .I am sympathetic to their fate ! But I believed that we can fight against the fate and change it .For example ,there many people keeping li
ving without food or water for about 100 hours during the earthquake!
What an unbelievable thing it is !their great spirits showed the powerful life vitality of humans!However,they must keep fighting against the death .Many schools were destroyed and there were many students and teachers who left us s,hoplessness and different kinds of danger spreaded out here and there !
But ,fortunately ,love is around us :the Communist party helps us ,the army helps us ,the people all over the world help us .They offer us with money ,goods ,love and so on !For example ,li lian ji, a warm-hearted man ,offered us with 20 million yuan !
With the help of the such a large love ,we will over come the damage of the earthquake and face our beautiful future !

远道而来-贵拼音

校园环境描写-宿营的拼音

上风侧和下风侧示意图-邺怎么读

望远镜成像原理-煽怎么读

bytes是什么意思-采风的意思

后口动物-所费不赀

减英语-二文

嗓的组词-羞惭